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Newsmax - Save Money on Obamacare — Get Divorced

It's being called Obamacare's "wedding tax." Provisions of the healthcare reform bill discourage marriage — and encourage divorce.

According to a report by PJ Media, married couples can save thousands of dollars on healthcare premiums if they get a divorce and continue to live together.

That's because Obamacare is designed to provide healthcare benefits that are substantially more generous for lower-income people, and the bill counts a married couple's income jointly.

Using a calculator from the Kaiser Family Foundation, PJ Media's Tom Blumer gave the example of a 60-year-old married couple with no children in the household, with identical annual incomes totaling $62,041. Obamacare premiums rise sharply when combined earnings hit $62,041.

If they remain wed, their net premium next year would be $16,382. But unmarried individuals can earn up to $45,960 before losing Obamacare's subsidies, so if the couple divorces and each reports an income of $31,020.50, their combined net premium would be $5,354. That's a savings of $11,028 next year.

Blumer also offers the example of a 40-year-old couple with two children and incomes of $70,000 and $23,000.

Their combined income is $93,000, and subsidies disappear at $92,401 for married pairs with two children. Their combined premium would be $11,547 next year.

But if they divorce and give custody of the children to the lower-earning spouse, one spouse's premium would be $3,857 and the other's would be $460, for a total of $4,317. That's a savings of $7,230 next year.

Blumer observes: "Clearly, many couples who are considering marriage, especially after several years of seeing formerly married couples regress to cohabiting, will look at Obamacare's 'wedding tax' and say, 'never mind.'

"The effect on society will be incalculable, and certainly not for the good."

However, the law in many states says a couple cannot cohabit indefinitely and still claim not to be married.

The IRS could find those couples who are claiming they are not wed for healthcare subsidy purposes, leading to this scenario, according to Blumer: "Those caught and punished by the IRS carrying out its new role as the de facto 'marriage police' could get hit with multi-year bills for undeserved 'tax credits' running into tens of thousands of dollars."

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ALG's Daily Grind - Obama's favorite golf courses open during shutdown

Oct. 4, 2013

By Tom Toth

Chipping out from the Capitol Hill bunker, President Barack Obama often enjoys getting away from the bustle of Washington politics to enjoy a round a golf–more precisely 146 rounds since he entered office.

His favorite courses are on military bases at Andrews Air Force Base and Fort Belvoir. So when the government shutdown hit Washington–closing grocery stores on military bases including Andrews and Fort Belvoir, barricading  national memorials, and threatening football games for the service academies–one could assume that the president's pastime of choice taking place on federal property is on ice until he and the rest of the folks on the Hill get business squared away.

But you'd be wrong. All "non-essential" personnel have been sent home on the bases while the government's shut down–and the Chief Executive Golfer's greens of choice remain open for play.

In fact, since Obama's much-maligned sequester hit Washington, the president has teed off for 30 rounds of golf.  That's 540 holes, or 1000 hours of golf, not including nineteenth hole time.

Last Sunday the government shutdown was only hours away and the Democrat-controlled Senate was taking the day off rather than negotiating a deal to prevent the first shutdown in 17 years. Did the president fill the negotiating void left by the Democrats? No–choosing rather to take a personal day and hit the greens for a day off in the waning hours before the shutdown.

Obama taking a golf day serves as no surprise, but his Sunday vacation goes further to demonstrate where the president's priorities lie when the going gets rough in Washington.

While no word has been forthcoming on the weekend's scorecard, but when it comes to working for the American people he has already hooked his ball way out of bounds, and right now he resembles a lost ball in tall weeds.

Tom Toth is the Social Media Director for Americans for Limited Government


National Review - 100 Unintended Consequences of Obamacare

Companies, workers, retirees, students, and spouses all suffer from the law’s inflexible mandates.

By  Andrew Johnson

Today, Obamacare’s October 1 launch date finally arrived. Ever since its passage, supporters of the law have made countless attempts to convince the American people of its viability, dismissing predictions of lost jobs, decreased hours, and rising costs, among others.

Yet from major corporations to local mom-and-pop shops, from entire states to tiny school districts, a wide range of companies and institutions have seen Obamacare’s negative impact on their workers, budgets, and production. Here are 100 examples of how Obamacare is falling short of what was promised.

(Note: Some items on this list came via Investor’s Business Daily and the Heritage Foundation.)


1. IBM
Earlier this month, the computer giant, once famed for its paternalism, announced it would remove 110,000 of its Medicare-eligible retirees from the company’s health insurance and give them subsidies to purchase coverage through the Obamacare exchanges. Retirees fear that they will not get the level of coverage they are used to, and that the options will be bewildering.

2. Delta Air Lines
In a letter to employees, Delta Air Lines revealed that the company’s health-care costs will rise about $100 million next year alone, in large part because of Obamacare. The airline said that in addition to several other changes, it would have to drop its specially crafted insurance plans for pilots because the “Cadillac tax” on luxurious health plans has made them too expensive.

3. UPS
Fifteen thousand employees’ spouses will no longer be able to use UPS’s health-care plan because they have access to coverage elsewhere. The “costs associated with the Affordable Care Act have made it increasingly difficult to continue providing the same level of health care benefits to our employees at an affordable cost,” the delivery giant said in a company memo. The move is expected to save the company $60 million next year.

4. Caterpillar Inc.
In the law’s first year, the machinery manufacturer estimated before its passage, Obamacare would add more than $100 million in health-care costs. “We can ill afford cost increases that place us at a disadvantage versus our global competitors,” a Caterpillar executive wrote lawmakers, saying that the law would not meet the goal of providing good, inexpensive health care for all Americans.

5. SeaWorld
SeaWorld used to let part-time employees work up to 32 hours per week, but the company is dropping the limit to 28 hours to keep them under the 30-hour threshold at which it would be required to provide health insurance under Obamacare. More than 80 percent of the company’s thousands of employees are part-time and/or seasonal.

To Continue Reading Click Here ---->  National Review Online


Newsmax - WSJ: Young Buyers Face Sticker Shock on New Insurance Exchanges

So much for lower insurance premiums for young consumers under Obamacare.

According to The Wall Street Journal, insurance costs for young buyers will be much higher in many states on new Obamacare insurance exchanges.

The Journal's chart below compares lowest current and Obamacare premiums for an unmarried, 27-year-old in select metro areas in 36 states where the federal government will oversee exchanges.

State City  Exchange 
Alabama Birmingham $170 $80
Alaska Anchorage $254 $79
Arizona Phoenix $139 $50
Arkansas Little Rock $190 $31
Delaware   $203 $51
Florida Miami $163 $66
Georgia Atlanta $166 $43
Idaho Boise $145 $59
Illinois Chicago $125 $74
Indiana Indianapolis $204 $84
Iowa Cedar Rapids $132 $70
Kansas Wichita $121 $43
Louisiana New Orleans $170 $39
Maine Portland $192 $122
Michigan Detroit $138 $55
Mississippi Jackson $199 $58
Missouri St. Louis $147 $64
Montana Bozeman $147 $66
Nebraska Omaha $162 $26
New Hampshire   $186 $149
New Jersey   $219 $162
New Mexico Albuquerque $126 $38
North Carolina Charlotte $183 $35
North Dakota Fargo $175 $47
Ohio Columbus $205 $47
Oklahoma Oklahoma City $105 $54
Pennsylvania Philadelphia $195 $73
South Carolina Columbia $166 $55
South Dakota Sioux Falls $196 $89
Tennessee Nashville $114 $41
Texas Houston $138 $63
Utah Salt Lake $143 $72
Virginia Fairfax County $144 $44
West Virginia Huntington $176 $96
Wisconsin Milwaukee $200 $69
Wyoming Cheyenne $271 $82
Urgent: Should Obamacare Be Repealed? Vote Here Now!

AFP - Common Core is Rotten to the Core 

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