Edwards Announces Bold Policy to Prevent Health Insurance Company Abuses and Protect American Families

As part of "Building a Better America” week, Edwards calls for stronger insurance laws to prevent abuse and ensure American families can get the care they need

(Manchester, NH) – As part of “Building a Better America Week,” John Edwards announced today a bold policy to improve the quality of health care in America by taking on health insurance companies and preventing the abuses and gaps in health coverage that put millions of Americans at risk.

“My proposal for universal health care will cover every man, woman and child in America – but that’s not enough,” said Edwards. “Right now, even families that have health insurance are often unprotected from catastrophic events, as insurers reject legitimate claims, impose coverage caps, and look for technicalities to cancel policies.

“The truth is, the American health care system is broken because wealthy health insurance corporations and their lobbyists have rigged the system against the American people,” continued Edwards. “I have spent my entire life fighting and beating those same special interest groups to protect the rights of regular Americans, and that’s exactly what I’ll do as president.”

Edwards is the only candidate for president who has never taken a dime from Washington lobbyists or special interest PACs, and he’s the only candidate the American people can trust to stand up and fight for them against big health care companies.

Under the Edwards plan, insurance companies will be required to sell insurance to everyone, regardless of their preexisting conditions, and prevented from denying coverage after a condition develops. Edwards will put a stop to the practice of charging more to individuals with certain occupations or with pre-existing conditions, and will set national accounting standards requiring insurers to spend at least 85 percent of their premiums on patient care. Edwards will empower consumers by forcing insurance companies to be more honest and transparent about what they will ultimately cover and making sure all insurers guarantee comprehensive benefits. Edwards also called for an updated bill of rights forpatients and providers.

To strengthen oversight and maintaining insurer accountability, Edwards will create Health Care Markets and offer advocates to help patients negotiate with insurance companies. And to increase competition and stop insurance company monopolies, Edwards will block mergers that could hurt consumers, doctors and hospitals. Also, his new public insurance plan will increase competitive pressures on private insurers to hold down their costs and deliver better coverage.

For further details on Edwards plan to take on health insurance companies, please see the "Taking on Health Insurance Companies to Help Families" paper <-------Click Here