DNC - GREGG FACT CHECK: Cherry-Picking Report Findings

Please see below for a fact check on remarks made just now by Senator Gregg on the Senate floor, incorrectly stating that the CMS report says premiums will increase under health reform:   RHETORIC: Gregg Said That The CMS Report Said That National Health Expenditures And Health Insurance Premiums Would Increase. Sen. Judd Gregg: "Now, let me read to you what the conclusion is, some of them, on the Reid bill. The Reid bill, according to C.M.S. actuaries, it would increase, increase national health care expenditures by by $234 billion during the period 2010-2019. Why is this important? Well, it's pretty darn important because we had representations that the purpose of this health care reform was to decrease, to move down the health care costs. Now we find that this bill as actuaries significantly increases the national health care expenditures. ... It appears the Reid bill clearly fails that test and gets an f on the issue of vetting the health care costs down and on the issue of insuring everyone, according to C.M.S., an independent group. ... So instead of bringing health premiums down as was represented by the president -- he said it was going to come down by $2,100 per family, it's going to go up, your health care premiums."  [Senate Floor, 12/11/09]



CMS Report: Senate Health Care Bill Saves Seniors Nearly $700 Per Couple Per Year While Reducing Premiums More Than $300 Per Year And Out Of Pocket Costs By Another $370 Per Year. According to a recently released CMS report, the Patient Protection and Affordable Care act saves seniors nearly $700 per couple per year, reducing premiums by more than $300 per year and out of pocket costs by another $370 per year in 2019.  [CMS Report, 12/10/09]


CMS Report: Senate Health Care Bill Will Have "A Significant Downward Impact On Future Health Care Cost Growth Rates." According to a recently released CMS report, the Patient Protection and Affordable Care Act will have “a significant downward impact on future health care cost growth rates.”  [CMS Report, 12/10/09]

WP: CBO Said The Senate Health Care Bill “Would Leave Premiums Unchanged Or Slightly Lower For The Vast Majority Of Americans, Contradicting Assertions By The Insurance Industry That The Average Family’s Coverage Would Rise.”  “As the Senate opened debate Monday on a landmark plan to overhaul the nation's health-care system, congressional budget analysts said the measure would leave premiums unchanged or slightly lower for the vast majority of Americans, contradicting assertions by the insurance industry that the average family's coverage would rise by thousands of dollars if the proposal became law.” [Washington Post, 12/1/09]


NYT: CBO Said That The Senate Health Care Bill Could "Significantly Reduce Costs For Many People Who Buy Health Insurance On Their Own" And Would Reduce Premiums For People Who Get Their Insurance Through Their Employers. “The Congressional Budget Office said Monday that the Senate health bill could significantly reduce costs for many people who buy health insurance on their own, and that it would not substantially change premiums for the vast numbers of Americans who receive coverage from large employers. ... In groups with 50 or fewer employees, it said, unsubsidized premiums in 2016 would average $7,800 a year for individuals and $19,200 for families — scarcely any different from the amounts expected under current law. Of the 25 million people receiving coverage from small businesses, it said, 3 million would qualify for subsidies, which would reduce their premiums by an average of 8 percent to 11 percent. Large employers would generally not be eligible for such assistance. Their premiums in 2016 under the bill would average $7,300 for individual coverage and $20,100 for family coverage, the report said. Under current law, the comparable figures would be $7,400 for individual coverage and $20,300 for family coverage." [New York Times, 12/1/09]


Ezra Klein: “Congressional Budget Office: Reform Will Bring Down The Cost Of Health-Care Insurance.” “The Congressional Budget Office released a report today estimating changes to average premiums under the Senate health-care bill. The report is going to prove very important, and is going to confuse a lot of people. So let's be very, very clear about what it says. The CBO's analysis broke the health-care system into three parts: individual, small group and large group. The small- and large-group markets account for 159 million Americans, and have very little change in premiums. But what change they see is in the right direction: Health-care reform is expected to reduce premiums in the large group market by about 1.5 percent, and in the small group market by about 0.5 percent. … So in the final analysis, the effect of reform on your typical individual market purchasers is to give them insurance that's about 30 percent better but only 10 to 12 percent more expensive, and then assure them subsidies that will lower their payments by more than 50 percent. And if you're in the small group or large group markets, your premiums are expected to fall a bit.” [Ezra Klein, Washington Post, 11/30/09]


TNR: Health Care Reform Will “In Fact Deliver Some Savings… [And] It Certainly Won’t Raise Premiums.” “If you get insurance through a large employer, then your insurance premiums should stay roughly the same, with perhaps a very small decrease. … If you get insurance through a small employer, then, again, your insurance premiums should stay roughly the same, with perhaps an even smaller decrease. … If you get insurance on your own, then your premiums would probably go up, because you'd end up buying coverage that was more comprehensive. … But--and this is the key point--newly available federal subsidies will more than offset this increase. In other words, the majority of people buying coverage on their own will be able to spend less money and, at the same time, get better insurance. … But this analysis suggests reform can in fact deliver some savings--and that it certainly won't raise premiums, as so many conservative critics have predicted.” [The New Republic, 11/30/09]

MIT Analysis: The Senate Health Care Bill Would Reduce Premium Prices In The Individual Health Insurance Market. “A new analysis by a leading MIT economist provides new ammunition for Democrats as the Senate begins formally debating the historic health-reform bill being pushed by President Barack Obama. The report concludes that under the Senate’s health-reform bill, Americans buying individual coverage will pay less than they do for today's typical individual market coverage, and would be protected from high out-of-pocket costs. … Gruber concludes that people purchasing individual insurance would save an annual $200 (singles) to $500 (families) in 2009 dollars. And people with low incomes would receive premium tax credits that would reduce the price that they pay for health insurance by as much as $2,500 to $7,500.” [Politico, 11/28/09]