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Thursday
Apr102014

NHDP - ICYMI: Survey Citing 90% Insurance Rate Increase Completely Debunked 

NH Rates “All Based on One Anonymous Person's Opinion”

"Average Individual Rate Did Not Go Up By 90%"

New Hampshire Insurance Department Disputing Morgan Stanley's Claim
 

WMUR: Hear the one about NH health insurance rates going up 90 percent?

“You see, Morgan Stanley conducted a survey of insurance agents in 34 different states. On page six of their report it details how many people they talked to in each state. In New Hampshire, they said they talked to one person, who they don't name. Interestingly they also only got one response in nine other states. They got the most responses (31) from Idaho. For those keeping track, 21 percent of all survey respondents were from Idaho.”
 
NHPR: Report Citing 90% Rate Increase Under ACA Called Into Question
 
“But only one of the 148 insurance brokers anonymously surveyed by Morgan Stanley works in New Hampshire. Delaware, which the report says is seeing a 100% increase under the law, also only had a single respondent.
In a statement, the New Hampshire Insurance Department says while individual prices can vary significantly, the average individual rate did not go up by 90%.”
 
 
Read the full articles here:

Hear the one about NH health insurance rates going up 90 percent?

UPDATED 9:06 PM EDT Apr 09, 2014

By James Pindel


CONCORD, N.H. —Here is a funny story about some funny stories you may have read this week. Maybe this will provide some insight on how the Republican Party message machine works. Of course, Democrats attempt to do the same thing. You, a casual follower of politics, may not know any better.

It starts with a national report from Morgan Stanley on expected health insurance rates changes in different states next year. What it said about New Hampshire was rather alarming: Rates for health insurance on individuals went up 90 percent.

A blogger for Forbes.com wrote up the report. On Monday, seeing an opportunity, the New Hampshire Republican Party sent out a press release blaming Democratic politicians and the Affordable Care Act for the huge rate increase.

Then a local Republican blogger followed the press release by tweeting a link to the Forbes story. Within minutes, the state Republican Party then retweets the blogger. The story is then gaining interest to other media outlets. The next day, The Union Leader made it a front page story with the headline "Survey: NH health premiums up 90%."
WMUR-TV did not air a story about it.

Here's why: it's all based on one anonymous person's opinion.

You see, Morgan Stanley conducted a survey of insurance agents in 34 different states. On page six of their report it details how many people they talked to in each state. In New Hampshire, they said they talked to one person, who they don't name. Interestingly they also only got one response in nine other states. They got the most responses (31) from Idaho. For those keeping track, 21 percent of all survey respondents were from Idaho.

Morgan Stanley never promised that this survey was based on actual insurance rate data in each state. But if you are interested in that the state Department of Health and Human Services hired an outside firm to that analysis. They found that, after you factor in subsidies in the new health care law, the average premium would actually decrease eight percent this year.
 
Report Citing 90% Rate Increase Under ACA Called Into Question
By TODD BOOKMAN

The New Hampshire Insurance Department is disputing a report that claims a 90% spike in individual premiums under the Affordable Care Act. The report from Morgan Stanley, which has become the latest flashpoint in the political battle over Obamacare, was based on a national survey of insurance brokers.

It provided perfect fodder for opponents of the health law. New Hampshire GOP Chair Jennifer Horn said it confirmed ObamaCare as a "disaster." Republican Scott Brown, eyeing a New Hampshire Senate seat, also used the 90% figure in criticizing the law.



But only one of the 148 insurance brokers anonymously surveyed by Morgan Stanley works in New Hampshire. Delaware, which the report says is seeing a 100% increase under the law, also only had a single respondent.

In a statement, the New Hampshire Insurance Department says while individual prices can vary significantly, the average individual rate did not go up by 90%.
 

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