Bill Offers "Free" Services

From today's NY Times:

Breaking a three-day stalemate, the Senate approved an amendment to its health care legislation that would require insurance companies to offer free mammograms and other preventive services to women.

The vote was 61 to 39, with three Republicans joining 56 Democrats and the two independents in favor

The Republican senators voting in favor were the two women from Maine, Olympia J. Snowe and Susan Collins, and David Vitter of Louisiana. Among Democratic senators, Russ Feingold of Wisconsin and Ben Nelson of Nebraska opposed the proposal.

So this amendment will force insurance companies to provide "free" care to women.  How exactly is this accomplished?

For them to provide this additional service "free" then one of a few things must first happen.

A) Those providing the service (ie the doctors) are required by government to work for people without pay, this equates to slavery which was ended with the 13th amendment.  So for this to be the case such an amendment to the bill would make it unconstitutional.

B) They expect the insurance companies to pay and lose money by not increasing rates.  If this is the case then we should all be very worried because our government is knowingly harming the nations economy by forcing businesses to lose money.

C) They understand that this actually isn't free and that someone will pay for it but want to mislead people into thinking its free so they wont blame the government when they see insurance rates continue to rise.

Personally I have no problem with insurance companies offering these services but if I were shopping around as a policy as a guy, I don't need woman's services so I would personally choose a company that does not offer them so my own rates would remain lower.  Now I don't have a choice, the senate is seeking to take that away from me and they will force me to pay out more money as a result.